HDFC Net Banking is an e-banking platform that allows its users to transfer funds online and avail of banking services with the help of the internet. After logging into the HDFC Bank savings account using net banking, customers can get access to all the features like balance enquiry, mini statements, fund transfers, etc.
With the ease of sitting at home, users can access the net banking facility to get all the banking services. The only requirement is to get registered for HDFC Net Banking and then log in with the credentials.
With the help of HDFC Net Banking, below mentioned services can be availed off:
|HDFC Net Banking Services|
|Fund Transfer (Within HDFC Bank)|
|Fund Transfer (Outside HDFC Bank)|
|Open Fixed Deposit|
|Open Recurring Deposit|
|Fixed Deposit Sweep In|
|Overdraft against FD|
|HDFC Balance Check|
|HDFC Mini Statement|
|View/ Download Account Statement|
|View Cheque Status|
|View/ Add GST Number|
|CIBIL TU Score|
|Confirm KYC Details|
|Change Login Password|
|Update Profile Details|
|View Tax Credit Statements|
|Stop Payment of Cheque|
|Form 15G/Form 15 H|
|Download Interest Certificate|
Features of HDFC Net Banking
Below mentioned are the features of HDFC Net Banking.
- Wide range of transactions
Makeover 200 transactions
Manage accounts, transfer funds, pay bills or loans, make investments, and more
- Easy and convenient
Access and transact on your account anytime, from anywhere. The customer need not bother about HDFC Bank Timings.
No need to stand in queues, write cheques or visit a branch
- Highly secure
Stay safe with Secure Access, an extra security solution implemented by HDFC Bank
This is a simple three-step protection procedure for online transfers or transaction
- Direct Pay
A) Easy Online Merchant Payment:
- Shop online on any Merchant website or App offering HDFC Bank’s Net Banking facility to Pay
- Select the product/service that you would like to purchase on any Merchant website or App.
- In the checkout process, select HDFC Bank’s Net Banking as a payment option
- Authorize the transaction using your Customer ID and Net Banking password
- To start using this facility, all you need is an HDFC Bank Savings/Current Account and Net Banking/Third Party Transfer & Secure access Service registration.
B) Extensive Presence:
- Apart from Shopping you can also book travel tickets, and pay your telephone, mobile bills, insurance premiums, Taxes, Investment, Govt Payments, and a lot more.
- Offers the highest level of security with 128-bit SSL (Secure Socket Layer) encryption
- Your Net Banking details (Customer ID and password) are kept confidential and cannot be viewed by the merchant
How to register for HDFC Net Banking
Below mentioned are the different ways to register for HDFC Net Banking:
- Via ATM
Step 1: Visit the nearest HDFC ATM.
Step 2: Enter HDFC Bank Debit Card Number and ATM PIN.
Step 3: Select another option from the main screen.
Step 4: Select Net Banking Registration and click on confirm.
Step 5: PIN for Net Banking will be sent via courier.
- Via Online
For Resident Customers:
In the case of an Indian mobile number registered with the bank, below mentioned are the steps for registration:
Step 1: Enter Customer ID.
Step 2: Confirm the registered mobile number.
Step 3: Enter OTP received on the registered mobile number.
Step 4: Select and enter the debit card details.
Step 5: Set the IPIN.
Step 6: Login into HDFC Net banking using the newly set IPIN.
For Non-Resident Customers:
In the case of a non-resident customer having an international mobile number registered with the bank, below mentioned are the steps for registration:
Step 1: Open the net banking registration page.
Step 2: An OTP would be received on the registered mobile number and email id. Enter both the OTP’s.
Step 3: Set an IPIN.
Step 4: Login into net banking using the customer ID and the new IPIN.
- Via Phone Banking
Below mentioned are the steps to register for Net banking via phone banking:
Step 1: Call on the HDFC phone banking number. Provide Customer ID and telephone identification number (TIN Number) or debit card and PIN.
Step 2: The phone banking agent will call to take the registration request.
Step 3: The IPIN will be couriered to the mailing address available with the bank within 5 working days.
- Visit HDFC Branch
Below mentioned are the steps to register for Net banking by visiting HDFC Branch:
Step 1: Download the net banking registration form (Individual or Corporate).
Step 2: Fill out the form and submit it to the nearest HDFC Bank Branch.
Step 3: The IPIN would be sent via courier to the mailing address in the bank records.
How to transfer funds via HDFC Net Banking
Below mentioned are the steps to transfer funds via HDFC net banking:
Step 1: After login into HDFC net banking, Click on the “Funds Transfer” tab.
Step 2: Select transaction type by clicking on “Go” next to the options given below:
|Transaction Type||Transfer Limit|
|Transfer within the bank||Re. 1 to Rs 25 lakhs per day|
|IMPS P2A – Instant Transfer||Re. 1 to Rs 25 lakhs per day|
|Transfer to other banks (NEFT)||Re. 1 to Rs 25 lakhs per day|
|Transfer to other banks (RTGS)||Rs 2 lakh to Rs 25 lakh per day|
|IMPS P2P – Instant Transfer||–|
|Transfer to eCMS Account||Re.1 to Rs.10 lakh per day|
|Foreign Outward Remittance||Up to 5,000 USD equivalent per remittance|
|Cardless Cash Withdrawal||–|
In case of UPI transfer, below mentioned are the HDFC UPI Limit for sending and receiving payments via HDFC UPI:
|UPI Transactions||Maximum Limit|
|P2P (Person to Person) and P2M (Person to Merchant)||Rs 1 Lakh or 10 Transactions|
(Calculated on 24 Hours basis)
Capital markets and Merchant collect
(Eg:- AMC, Broking, Mutual Funds, Credit card payments,
Loan repayments, EMI, etc.)
|Rs 2 Lakhs per transaction|
IPO Application using UPI
|Rs 5 Lakhs per transaction|
- Step 3: Select beneficiary account, transfer amount, description, transfer type, etc.
- Step 4: Accept the terms and conditions and then click on “Continue”.
- Step 5: Click on “Confirm”.
- Step 6: The account holder will then get the reference number and acknowledgment of the fund transfer.